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eXtra provides secure and multiple method of payments to its customers such as: VISA, MasterCard, AMEX as well as cash.

Cash Currencies

We accept the following currencies in eXtra stores: Saudi Riyal (SAR), Bahraini Dinar (BD), Kuwaiti Dinar (KWD), Omani Riyal (OMR), UAE Dirham (AED), Qatari Riyal (QAR), British Pound (GBP £), US Dollar (USD $), Euro (EUR €). Exchange rates apply.

Debit/Credit Cards

We accept Span, Mastercard, Visa and American Express credit cards in eXtra stores.

Mastercard Is an American multinational corporation with its headquarters in the MasterCard International Global Headquarters in Harrison, New York, United States. Throughout the world, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers who use the "MasterCard" brand debit and credit cards to make purchases.

MasterCard Worldwide is a driving force at the heart of commerce, enabling global transactions and bringing insight into the payments process to make commerce faster, more secure, and more valuable to everyone involved.

Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks.

Visa does not issue cards, extend credit or set rates and fees for consumers. Visa’s innovations, however, enable its bank customers to offer consumers more choices: Pay now with debit, ahead of time with prepaid or later with credit products.

American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, it helps customers to realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care.

Amex (Saudi Arabia) Limited is committed to offering unique products and services to its existing and prospective customers.

eXtra Gift Card / eXtra Gift Voucher

We accept eXtra Gift Card, eXtra Gift Voucher in eXtra stores.

eXtra stores are selling Gift Cards where the customer can recharge and gift it to loved one, friend, colleague or employee. For more information about eXtra Gift Card click here. For Gift Card or gift vouchers bulk requirements, please contact us at (17-770-555).

Non-eXtra Gift Voucher

For more information about non-eXtra gift voucher accepted by eXtra stores, please contact us at (17-770-555).

Taqseet Card

Taqseet card is a financing tool that has been especially designed to help you purchase goods today and pay back on Flexible Instalments, “Flexi-Pay” over the time period of your choice. What makes the Taqseet Card so unique is, you can have several finance facilities running on just one card at the same time!


  • Flexible monthly instalments up to 60 months
  • Applicable to salaried & self-employed Individuals
  • No salary transfer is required
  • Monthly instalments can be made at eXtra store or at alBaraka branches in the Kingdom of Bahrain
  • Supplementary Taqseet card can be issued for a family member
  • Fully compliant based on Islamic Sharia‘a principles

How does it work?

Taqseet Card is developed on the basis of Murabaha Islamic financing mode. A Monthly Repayment Limit (MRL) will be allocated to approved applicants that enable cardholders to purchase one or several items on flexi instalments for up to 60 months.

For example, if your MRL is BD 100, you could have one instalment finance purchase for BD 20 a month, another for BD 15 a month and one for BD 35 a month… until the maximum MRL is reached (BD 100 in this example). Every time one of the finance facilities is fully repaid, you can then re-use that portion of your MRL.

Details of financing

  • Tenure: 3, 6, 12, 18, 24, 30, 36 months
  • Percentage:
    BHD 0 to 1500 = 0.97% Per month
    BHD 1500 to 3000 = 0.87% per month
    BHD 3000 to 4000 = 0.79% per month
    BHD 4000 above = 0.5% per month
  • Payment process (Between alBaraka & Extra): alBaraka will settle eXtra on a weekly basis
  • Payment process (Between Customers & alBaraka): Customers have 2 options, either to pay in alBaraka branches or in eXtra through POS machines using their Taqseet Card

How to apply

Customers can apply for Taqseet Card at eXtra store or any alBaraka Islamic Bank Branch in the Kingdom of Bahrain.

Applying for a Taqseet Card is easy. If you are 21 years old or above, all you need to do is complete the application form available at eXtra customer service desk or at any alBaraka branch along with the required documents as mentioned below.

Required documents

  • Taqseet Card application form completely filled in*
  • Two valid ID’s (example: CPR, driving license… Passport with valid residence permit for expatriates)*
  • Latest Pay Slip / Salary Certificate*
  • Bank statement for the last 3 months (6 months for self-employed Individuals)*
  • Valid Commercial Registration for self-employed Individuals*
    *All original documents must be seen. We will not accept photocopies

If you complete your application at eXtra store, eXtra staff will assist you with the entire process. Once the application is filled out by the customer, it will be faxed to alBaraka.

Upon application approval, your first purchase can be made without your Taqseet Card being present, which greatly speeds up the first purchase processing time.

For more information, please visit this link, you can also contact Taqseet call centre 13 300 400 or email to Taqseet@barakaonline.com.